Whose in the wrong?

I have to admit when I listen to the radio and hear "Non injury RTC, any unit available" I usually keep quiet and finish eating my salad until I declare I'm free. Alright I lied I don't eat salad it's more like, I finish eating my Burger King before I call up.

I recall one day in particular when I was not free as I had appointments but from the moment I started work that day I was unusually eager. Don't get me wrong this had happened before, but at this time I was at least 2 years into service and this would normally have been beaten out of you through workload stress.

So, as I said, I quickly called up and what did I get? Two vehicle head on collision at our usual accident crossroads, low speeds, minor injuries, road blocked. There I was, on route, traffic head on. Fended off vehicles, ascertained that neither driver was seriously injured and got recovery on route as the vehicles were blocking a carriageway each.

Then came the worse part of any RTC, the "Over-exaggerate" I say this with enough experience that every driver involved in an accident always believes the other party is to blame. In this instance we had in a Red Ford, young posh white mum and 2 year old child and in a Grey Golf, young black executive type male. But to save confusion I will call her Mrs Ford and him Mr Golf.

Mrs Ford was the first I spoke to, she was being seen to by paramedics for a burn from her airbag. She stated Mr Golf was sitting at the lights opposite her and he screeched away from the lights nearly running down someone crossing, He turned towards her as she was going straight on and she didn't have time to move and smashed straight into his left side.
Plausible.

Mr Golf stated that when the lights turned green he moved off and sat at the junction waiting for space to go and Mrs Ford didn't go around him but just drove straight into him.
Also Plausible

It was at this point I got the irritating "eye witnesses" trying to but in saying Mr Golf was completely at fault as it couldn't have been a mother as she had a young child in the car and she is injured. Then when I say "So what did you see" they say "Well nothing but it's got to be his fault"

I realized at this point that it was up to the insurance companies to place blame and that I would have nothing to do with it. I then decided to check everyone's details to pass over insurance companies and check addresses they give are legitimate. I began with Mr Golf who was driving a company car with his name on the insurance, I checked his driving license and all details checked out. At this point the "eye witnesses" were giving the man abuse like "There was kids in that car" and "Hope your happy" I had to bite my tongue to stop from pointing out that the first was not grammatically correct and the second was plain stupidity.

Still I plodded on and checked Mrs Ford's details. I checked her driving license, all ok. Then I checked her car which was registered in a sister's name and she wasn't on the insurance. It was at this point the "eye witnesses" stopped their abuse. I asked if she was insured on another vehicle to which I was promptly given a registration number for what turned out to be her father's Land Rover in which she was only a named driver. I informed Mrs Ford she would not be covered to drive any other vehicles as a named driver but she wouldn't have any of it.

About an hour later after ringing around the houses it turned out as I first guessed she wasn't covered. I then informed Mr Golf of this, who looked a little annoyed and all the "eye witnesses" made their excuses and left.

It was at this point I began to probe deeper and looked at her car which had no child seat. I ended up reporting Mrs Ford for Driving Without Insurance, Failing to Secure a Child Passenger and to top it all seized her car as she was driving without insurance.

I thought this was a good day until I was approached whilst leaving by a member of the public who stated they saw the whole thing and that Mrs Ford was in the wrong lane at the lights and sped off to get in front of the car next to her and when she looked at the road ahead smashed right into the side of Mr Golf.

Well that put a smug look on my face and to top it all she got a court appearance and her sister never came to collect her car which has now been scrapped!